Latest Insights
Expert perspectives on financial technology, compliance, and the future of digital identity.
Comprehensive Analysis of HK Government's Tightened DSR Caps for Money Lenders
An in-depth guide to Hong Kong's 2-phase regulation for licensed money lenders—covering DSR caps, ban on referee systems, and Credit Data Smart (CDS) connectivity.
Money Lenders Credit Data Smart Integration: Common Challenges & Coping Strategies
An in-depth analysis of costs, technical hurdles, licensing rules, and market impacts for money lenders connecting to Credit Data Smart in Hong Kong.
New 'Data Hub' Solution Accelerates 'Credit Data Smart' Integration for Moneylenders
TransUnion launches an affordable 'Data Hub' platform to help small and medium-sized moneylenders integrate with Hong Kong's Credit Data Smart ecosystem.
The Origin and Impact of Credit Data Smart (MCRA)
A deep dive into Hong Kong's banking compliance codes, the shift to multiple credit reference agencies, and the new financial ecosystem.
The Cornerstone of Future Finance: Development and Application of eKYC
How AI and biometric technologies are reshaping automated identity verification standards and creating seamless digital customer experiences.